{"id":6706,"date":"2022-08-01T17:37:50","date_gmt":"2022-08-01T21:37:50","guid":{"rendered":"https:\/\/www.medicalalertadvice.com\/?p=6706"},"modified":"2022-08-08T05:11:27","modified_gmt":"2022-08-08T09:11:27","slug":"free-medical-alert-system","status":"publish","type":"post","link":"https:\/\/www.medicalalertadvice.com\/articles\/free-medical-alert-system\/","title":{"rendered":"How to Get a Medical Alert System for Free"},"content":{"rendered":"
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There are ways you can stretch your dollar and find discounts or complete coverage for your medical alert system.<\/em><\/p><\/div>\n

Staying independent and safe at home for as long as possible is a common goal for many aging adults. Having peace of mind knowing someone is always there to help in case of an emergency is a common goal for family members of aging adults. The right medical alert system can help both groups (the older adults and their family members) meet their goals. However, with many seniors on a fixed budget, it is no wonder they worry about the cost of having a medical alert device as an additional monthly expense.\u00a0<\/span><\/p>\n

Here are a few things to consider that might help you or your loved one get free or discounted services.<\/span><\/p>\n

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What is a Medical Alert System?<\/b><\/h2>\n

Medical alert systems have been around since the early 1980’s. You might even recall the \u201cI\u2019ve fallen and I can\u2019t get up\u201d<\/a> commercials that ran during that decade. Essentially, a medical alert system gives users a button to press when they need assistance. When that button is pressed, a trained operator at a monitoring station answers the call quickly and is able to help triage the emergency situation and follow-up with a call to emergency services, if necessary.<\/span><\/p>\n

Medical alert systems have come a long way since the early 80’s, with today\u2019s features including automatic fall detection technology, GPS location assistance, and caregiver apps so that family members can keep up with their loved one\u2019s health. Some systems even offer health monitoring and reporting to physicians, all while still providing that 24\/7 emergency monitoring services that are so important.<\/span><\/p>\n

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How Much Does a Medical Alert System Cost?<\/b><\/h2>\n

Medical alert systems vary in cost based on services available, add-ons, and other features. However, it is common for most monitored systems to charge a one-time activation fee, or equipment fee, followed up by a monthly service fee that covers the cost of monitoring. That monthly fee can be as high as $45 per month, but typically averages $25-30.<\/span><\/p>\n

Additional fees can sometimes be charged for fall detection services, having more than one device or user in one home, or installation fees.<\/span><\/p>\n

Unmonitored systems, which do not charge a monthly fee and are not always right for most seniors, do not charge a monthly fee. It\u2019s important to note that these systems do not offer monitoring services and the device will only dial 9-1-1 or caregivers if the user is able to request help via the device.<\/span><\/p>\n

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Will Medicare Pay for a Medical Alert System?<\/b><\/h2>\n

If you have Medicare<\/a> Part A or Part B, medical alert systems are not covered. Medicare Supplemental Insurance, or Medigap, also does not offer coverage for medical alert systems.<\/span><\/p>\n

However, if you have Medicare Part C, you might have a chance of finding coverage for your medical alert system. Part C, or Medicare Advantage, has different plan options and some of them cover medical alert systems. If you are looking to opt into Medicare Part C soon, be sure you find a plan that includes that perk of coverage.<\/span><\/p>\n

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Will Medicaid Pay for a Medical Alert System?<\/b><\/h2>\n

Medicaid plans sometimes offer discounts or complete coverage for medical alert systems. It depends on where you live and your eligibility. Review your plan or speak with your caseworker to determine if you are able to receive a free system through your plan. By the way, you might find the phrase \u201cpersonal emergency response services\u201d or \u201cPERS\u201d is used to talk about medical alert systems, so keep your eyes peeled for that.<\/span><\/p>\n

It\u2019s also important to note that you might have to fill out additional paperwork or waivers in order to receive reimbursement or coverage for a medical alert system. Your caseworker or representative can supply you with these if you meet eligibility requirements.<\/span><\/p>\n

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Are There Specific Programs for Veterans?<\/b><\/h2>\n

If you or your loved one are a Veteran and qualify, you can likely receive a free medical alert system from one of two approved providers. It\u2019s important to know if these systems are monitored or unmonitored, as that might affect your decision.\u00a0<\/span><\/p>\n

If you are not eligible or need a system that has more features than a VA-approved vendor provides, you can likely get a discount by mentioning you are a Veteran when researching medical alert systems.<\/span><\/p>\n

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Will Private Insurance Pay for a Medical Alert System?<\/b><\/h2>\n

Some private insurance companies pay for medical alert system fees or a portion of them, but many do not. In order to determine if yours does, review your plan or call a representative to talk about it. While medical alert devices are not considered durable medical equipment, you might be able to find coverage if your physician prescribes one.<\/span><\/p>\n

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Where Else Can I Look for a Free or Low-Cost Medical Alert System?<\/b><\/h2>\n

There are some other ways you might be able to get a free or lower-cost medical alert system. Many cities, states, or other municipalities have grant money tucked away to assist seniors throughout their communities. These vary greatly from place to place, and you will likely have to meet eligibility requirements, including income considerations, in order to receive discounts or full compensation for your device.<\/span><\/p>\n

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Speak with Senior Assistance Agencies<\/b><\/h2>\n
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Local resources, like Area Agencies on Aging, can often point you in the direction of resources to discount or cover medical alert device costs.<\/em><\/p><\/div>\n

If you are looking for additional financial resources to cover your medical alert system, begin by speaking with a senior assistance agency.\u00a0<\/span><\/p>\n